Citi Double Cash Card review
The best way to make the most of your purchases is to pick up a cash-back credit card. And the Citi Double Cash Card is a solid choice. …
When to Refinance Your Auto Loan: Refinance Car Loan For Poor Credit
Maybe you were a first-time buyer with poor credit. Maybe you focused only on the monthly payment instead of the overall price of your vehicle. Whatever your situation, if you think you’re paying too much, you may want to refinance your auto loan. …
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How do secured credit cards work? What you need to know
If you’re trying to build or rebuild your credit history, a secured credit card can provide some security — as long as you use the card responsibly. …
How do secured credit cards work? What you need to knowRead More »
What is the prime rate?
You hear it mentioned all the time. But what exactly is the prime rate? The answer is both simpler and more complex than you think. …
What to know before applying for a personal loan
If you’re looking for extra cash, applying for a personal loan can be one of the best, but often overlooked, ways to fund any goal or future expense. Unlike other types of loans, such as home mortgages or car loans, personal loans can be used for any purpose you want. …
What Is a Debt Consolidation Loan?
If you’re having trouble juggling payments on a few credit cards and the interest rates on those debts are sky-high, it might be time to look into a debt consolidation loan. …
Differences of FICO vs VantageScore
A credit score can have a big impact on your financial life. A top score gets you the best terms on a mortgage or car loan, and can even help you land a good job or a nice apartment. Many people mistakenly think they have just one credit score. In fact, dozens of scores may be attached to a consumer’s name. The two most famous scores are the FICO score and the VantageScore. …
How to Refinance Your Car Loan
Having a reliable vehicle is indispensable in helping you manage your personal and professional life. But if you’re monthly payments are higher than you’d like, and your APR is making the vehicle more expensive – an auto refinance is a great way to manage the overall cost of your car. …
6 steps: Create a budget and stay out of debt
As an adult, you have to make decisions every day that affect your short- and long-term life plan. Whether you promise to get your third-grader a bunny if she gets all A’s or opt for a second salted-caramel Frappuccino, your daily choices add up – literally.
Even the small details can have major impact on your bank account over time. …
5 steps to rebuilding credit
It doesn’t take much to trash your credit score. A few late credit card payments or a wild borrowing spree can send your rating south, making it impossible to get the best rates on a loan. …