John Egan, Author at PrimeRates

John Egan

John Egan is a freelance writer, editor and content marketing strategist in Austin, Texas. Aside from PrimeRates.com, his work has been published by CreditCards.com, Bankrate, Credit Karma, LendingTree, PolicyGenius, HuffPost, National Real Estate Investor, Vitacost, SpareFoot, LawnStarter and other online outlets. He earned a bachelor’s degree in journalism from the University of Kansas and a master’s degree in communications from Southern New Hampshire University.

Articles by John Egan

Bad Credit

How to get a credit card for bad credit

February 12th, 2019 By John Egan

Wondering how to get a credit card for bad credit? Having poor credit isn’t necessarily a bad thing if you’re trying to get a credit card, since a number of card issuers offer options for people who find themselves in this situation. … How to get a credit card for bad creditRead More » read more

Credit Cards

‘Skim Reaper’ device seeks to kill card skimming at gas pumps and ATMs

May 29th, 2018 By John Egan

For years, card skimming has been among the favorite tools of credit and debit card scammers. But those scammers may have a new high-tech enemy. … ‘Skim Reaper’ device seeks to kill card skimming at gas pumps and ATMsRead More » read more

Personal Loans

Payday Loans vs. Car Title Loans

May 21st, 2018 By John Egan

Payday loans and car-title loans aren’t just potentially hazardous to your financial health. They also might harm your physical health. … Payday Loans vs. Car Title LoansRead More » read more

Credit Cards

What to do if you can’t make a credit card payment

May 16th, 2018 By John Egan

Are you afraid of falling behind on a credit card payment? If so, you’re not alone. … What to do if you can’t make a credit card paymentRead More » read more

Personal Loans

New Upgrade Personal Credit Line Acts Like a Personal Loan and a Credit Card

May 10th, 2018 By John Egan

However, some consumers might find that the new offering from Upgrade Inc. comes with a steep interest rate - as high as 35.89%. In a news release, Upgrade says its new "personal line of credit" features the low cost, fixed rate and fixed monthly payment of a personal loan with the flexibility of credit lines available through a credit card. How does the personal credit line from Upgrade work? … read more

Personal Loans

5 Reasons For Taking Out a Personal Loan

May 4th, 2018 By John Egan

Many of us don’t have piles of extra cash sitting around. In fact, surveys show that more than half of Americans have less than $1,000 in their piggy banks. … 5 Reasons For Taking Out a Personal LoanRead More » read more

Credit History

Many U.S. renters have poor credit scores, making it tough to buy

May 1st, 2018 By John Egan

For millions of renters in the U.S., homeownership is financially out of reach. One of the main reasons: Their credit scores are far too low. … Many U.S. renters have poor credit scores, making it tough to buyRead More » read more

Credit Cards

Mark Cuban’s wise credit card debt advice

April 25th, 2018 By John Egan

Mark Cuban didn’t have his riches handed to him. … Mark Cuban’s wise credit card debt adviceRead More » read more

Skimmer Scanner app protects against skimming

Credit Cards

Skimmer Scanner app can fuel your fight against skimming at gas stations

April 16th, 2018 By John Egan

Every day in the U.S., about 39 million motorists gas up their cars. This means that every day, about 39 million motorists could be victims of a fraud scheme called “skimming.” … Skimmer Scanner app can fuel your fight against skimming at gas stationsRead More » read more

Credit Cards

Credit card spending heats up during the summer, survey says

April 9th, 2018 By John Egan

The holiday gift-giving season isn’t the only time you should worry about credit card spending. … Credit card spending heats up during the summer, survey saysRead More » read more