Laura Adams
Laura Adams is a personal finance expert, spokesperson, and national media source who helps consumers improve their finances by making money easy to understand.
She’s the host of the top-rated MoneyGirl Podcast and award-winning author of multiple books, including Money Girl’s Smart Moves to Grow Rich. Connect with Laura at LauraDAdams.com and on Twitter @LauraAdams.
Articles by Laura Adams
Many savvy travelers dream about having enough in credit card rewards to travel in style for free. Having rewards for a special occasion, such as a honeymoon, can make the trip significantly more affordable. … 5 tips to take a honeymoon only using credit card rewardsRead More » read more
5 Ways a Home Improvement Loan Can Help Increase Home Value Before You Sell
April 27th, 2018 By Laura Adams
When it’s time to sell your home, setting the right price is key. Ask too much and you’re sure to alienate potential buyers and endure a long listing period. Ask too little and you’ll needlessly leave money on the closing table. Neither option sounds good. … 5 Ways a Home Improvement Loan Can Help Increase Home Value Before You SellRead More » read more
When you launch a business, or want to finance your business for growth, you may think that the only option for readily available cash is to apply for a business loan. While business loans can be good solutions, entrepreneurs often find that personal loans offer more benefits and flexibility, especially when you’re just starting out. … Should you finance your business with a personal loan?Read More » read more
If you’ve abandoned the nine to five to become self-employed or start a small business, dealing with the financial ups and downs can be challenging. A common solution for smoothing out cash flow is to use a business credit card. … Do’s and don’ts of using a business credit cardRead More » read more
There's a lot to keep you busy during college — exams, working to pay for school, parties. But without a doubt, it is one of the best times to start thinking about your credit. If you want a leg up on your finances later in life, start to build credit as a college student. … How to build credit as a college studentRead More » read more
Personal loan or balance transfer: Which is better for consolidating debt?
February 9th, 2018 By Laura Adams
Personal Loan Vs. Balance Transfer If you’re suffocating under a mountain of debt, you might be wondering if consolidating debt could help your situation. Indeed, debt consolidation can be a great way to cut your interest expenses and reduce the number of bills you're paying. It can also help you create a roadmap to get out of debt. But is a personal loan or balance transfer credit card better for debt read more
Debt consolidation allows you to roll multiple account balances into a single debt. That leaves you with one big payment instead of multiple. The hope is that it will make your debt easier to manage, and help you to pay off your debt more quickly. But those are just a couple of the potential upsides. In fact, there are probably more benefits of debt consolidation than you realize. … 3 read more
There are a wide range of reasons to get a personal loan. That's because they are one of the most versatile financial products, designed to help borrowers with diverse needs. … Top 6 Best Reasons To Get a Personal LoanRead More » read more
If you’re looking for extra cash, applying for a personal loan can be one of the best, but often overlooked, ways to fund any goal or future expense. Unlike other types of loans, such as home mortgages or car loans, personal loans can be used for any purpose you want. … What to know before applying for a personal loanRead More » read more