Laura Adams

Laura Adams

Laura Adams is a personal finance expert, spokesperson, and national media source who helps consumers improve their finances by making money easy to understand. She’s the host of the top-rated MoneyGirl Podcast and award-winning author of multiple books, including Money Girl’s Smart Moves to Grow Rich. Connect with Laura at LauraDAdams.com and on Twitter @LauraAdams.

Articles by Laura Adams

What documents do you need when applying for a personal loan? Applying for a personal loan online and providing necessary documents is an easy process that can result in same-day funding, depending on the lender. You can even pre-qualify for a loan and then compare the rate and terms to other lenders. In most cases, this results in soft credit checks, which never hurt your credit scores—so there’s no downside to read more
Personal Loan Vs. Balance Transfer If you’re suffocating under a mountain of debt, you might be wondering if consolidating debt could help your situation. Indeed, debt consolidation can be a great way to cut your interest expenses and reduce the number of bills you're paying. It can also help you create a roadmap to get out of debt. But is a personal loan or balance transfer credit card better for debt read more
Debt consolidation allows you to roll multiple account balances into a single debt. That leaves you with one big payment instead of multiple. The hope is that it will make your debt easier to manage, and help you to pay off your debt more quickly. But those are just a couple of the potential upsides. In fact, there are probably more benefits of debt consolidation than you realize. ... read more