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Find the right offers for you in just minutes!
How PrimeRates Works
PrimeRates provides access to personalized loan offers through our simple and quick pre-qualification application. Once you're pre-qualified, you can select the best offer for you and finalize the loan application with the lender.
Apply in minutes
Our simple pre-qualification application takes less than 2 minutes to complete and it won't impact your credit score.
Select your loan offer
Choose the offer that best fits your needs by comparing monthly payments, APRs, and loan amounts.
Receive funds quickly
Finalize your loan offer with the lender you selected and they'll send your money after finalizing any required verifications such as ID, Income, etc. In some cases you can receive your funds in as little as 1 business day.
Get your rate in minutes
No credit score impact
Borrow up to $100,000
What does PrimeRates Do?
Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments or terms shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.We’re redefining what the prime rate means. On Wall Street, the prime rate generally refers to the rate that a bank charges their best customers – usually big companies with deep pockets. But on Main Street, where customers really borrow, we think everyone deserves their best rate – their own prime rate. While the best rate for consumers is almost never as low as the Wall Street prime rate, that doesn’t mean you shouldn’t get the best rate possible.
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