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How PrimeRates Works

PrimeRates provides access to personalized loan offers through our simple and quick pre-qualification application. Once you're pre-qualified, you can select the best offer for you and finalize the loan application with the lender.

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    Apply in minutes

    Our simple pre-qualification application takes less than 2 minutes to complete and it won't impact your credit score. 

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    Select your loan offer

    Choose the offer that best fits your needs by comparing monthly payments, APRs, and loan amounts.

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    Receive funds quickly

    Finalize your loan offer with the lender you selected and they'll send your money after finalizing any required verifications such as ID, Income, etc. In some cases you can receive your funds in as little as 1 business day.

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Get your rate in minutes

No credit score impact

Borrow up to $100,000

  • Get your rate in minutes

  • No credit score impact

  • Borrow up to $100,000

PrimeRates Lender Partner Network

Why Choose PrimeRates

Quick Offers

Get pre-qualified today with an easy online pre-qualification application

Fixed Monthly Payments

Fixed APRs with rates as low as 4.99% can help you stay within your budget.

Fast Funding

Fixed APRs with rates as low as 4.99% can help you stay within your budget.

Multiple Lenders to Choose From

With a lender network of 10 lenders you can select the best offer for you.

Pre-qualifying does not impact your credit score

Customer Reviews

I was looking to consolidate some credit cards to get a lower interest rate. I received over 50 from 5 different lenders. Now I can feel at ease knowing I'll be able to finally pay off my cc debt.Thank you PrimeRates for making this so easy!

Aubrey B.

Salt Lake City UT

Find your rate in minutes

Find offers from multiple lenders with APRs as low as 4.99%. Fixed rates means one low monthly payment. There are no fees for getting pre-qualified and it's free to use.

What does PrimeRates Do?

Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments or terms shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.We’re redefining what the prime rate means. On Wall Street, the prime rate generally refers to the rate that a bank charges their best customers – usually big companies with deep pockets. But on Main Street, where customers really borrow, we think everyone deserves their best rate – their own prime rate. While the best rate for consumers is almost never as low as the Wall Street prime rate, that doesn’t mean you shouldn’t get the best rate possible.

Personal Loans
Business Loans
Credit Cards
Home Equity Loans
Debt Consolidation Loans
Home Improvement Loans
Auto Repair Loans
Medical Loans

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The offers that appear on this site are from third party advertisers from which PrimeRates receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). PrimeRates strives to provide a wide array of offers, but our offers do not represent all financial services companies or products.

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