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A mortgage rate lock guarantees the interest rate on your mortgage for a set window — typically 30, 45, or 60 days — between approval

A basis point — abbreviated “bp” or “bps” and pronounced “bip” or “beep” — is one-hundredth of a percentage point. One basis point equals 0.01%,

SOFR — the Secured Overnight Financing Rate — is the benchmark interest rate used to price more than $200 trillion of U.S. financial contracts, from

A yield curve inversion happens when short-term U.S. Treasury bonds pay higher interest than long-term Treasury bonds — the opposite of normal. The most-watched version

The Fed dot plot is a chart released four times a year — at the March, June, September, and December Federal Open Market Committee (FOMC)

A 0.25% prime rate change moves a $50K HELOC by $125 a year and a $150K SBA loan by $375. Here’s exactly how each rate move hits your wallet.