Rates within Reach

Get rates customized for you

How it works

PrimeRates
ONE EASY APPLICATION,
GET MULTIPLE RATES

Prequalify with our lending
partners and easily compare
rates.

PrimeRates
WE MAKE THE INTROS,
YOU REAP THE BENEFITS

We always present “the best
you” to our lending partners.

PrimeRates
YOU PICK YOUR RATE,
YOUR PRIME RATE

Compare offers you prequalify
for and pick the one that
interests you.

Find your Rate

PERSONAL LOANS

Whether you’re consolidating other loans or planning a big purchase, we’ll help you find a loan that fits your budget.

Enter your criteria like loan amount, zip code and credit quality and get a list of lenders that meet your criteria. Or, fill out basic information about yourself and see what personal loans you prequalify for.

LEARN MORE

CREDIT CARDS

The right credit card can save you interest or earn you great rewards. We’ll show you offers from leading issuers and make it easy to apply.

Credit cards for Bad Credit
No Credit History
Fair Credit
See All Credit Cards
LEARN MORE

Latest News and Advice

Q&A with Constantine Yannelis: Should you get a personal loan or line of credit?

Q&A with Constantine Yannelis: Should you get a personal loan or line of credit?

No matter how disciplined and budget savvy you are, life can throw you a curveball and derail your financial plans. And it might leave you wondering whether you need a personal loan or line of...

Read more

Q&A with Neal Roese: Dealing with credit card debt

Q&A with Neal Roese: Dealing with credit card debt

If you're dealing with credit card debt, and paying high interest on it, you're certainly in good company.The average American has a credit card balance of $6,375, up nearly 3% from last year,...

Read more

Infographic: How to raise your credit score fast

Infographic: How to raise your credit score fast

Trying to raise your credit score in a hurry is tricky. It can often take weeks or months for something to affect your score, which makes it a "hurry up and wait" type of situation. “Increasing...

Read more

About PrimeRates

Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments or terms shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.

We’re redefining what the prime rate means. On Wall Street, the prime rate generally refers to the rate that a bank charges their best customers – usually big companies with deep pockets. But on Main Street, where customers really borrow, we think everyone deserves their best rate – their own prime rate. While the best rate for consumers is almost never as low as the Wall Street prime rate, that doesn’t mean you shouldn’t get the best rate possible.

Compare Rates Customized for You

Enter some basic information, specify your criteria, and get rates tailored for your profile.
Easily compare rates from multiple lenders and apply for the one that’s right for you!

PERSONAL LOANSCREDIT CARDS

Our Partners

Best EggProsperLending PointUpgradeOne main financial

PayoffSofi

ADVERTISER DISCLOSURE: The offers that appear on this site are from third party advertisers from which PrimeRates receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). PrimeRates strives to provide a wide array of offers, but our offers do not represent all financial services companies or products.