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The U.S. added just 57,000 jobs in June as unemployment held at 4.2%. Revisions erased 74,000 from spring payrolls, cooling talk of a 2026 Fed rate hike ahead of the July FOMC.
ADP said private employers added just 98,000 jobs in June, below the 110,000 consensus and down from 122,000 in May, sharpening the Fed’s July 28 to 29 rate decision.
Fed Chair Kevin Warsh made his first major international appearance at the ECB’s Sintra forum, keeping the U.S. prime rate at 6.75% with a hawkish inflation message.
The U.S. prime rate is 6.75 percent in 2026, the same as in 1971. Here is how it peaked at 21.5 percent in 1980, fell to 3.25 percent twice, and what it means for your loans.
The Federal Reserve’s balance sheet held near $6.74 trillion on June 24, 2026, after quantitative tightening ended in December. Here is what it means for your rates.
The Fed’s preferred inflation gauge rose in May, with headline PCE at 4.1% and core at 3.4%, the highest in years, reinforcing a hawkish hold and a steady 6.75% prime rate.
Whether you’re just starting out with no credit, bad credit, rebuilding credit, have fair credit, or looking for the card that earns better rewards, finding the right card can be a challenge. We’ve partnered with leading card issuers to make it easy to compare credit card rates and benefits all in one place such as Visa and Mastercard. And we do our best to keep our information accurate and up to date.
Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments, or terms are shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.