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How it works

PrimeRates
ONE EASY FORM,
GET MULTIPLE RATES

Prequalify with our lending
partners and easily compare
rates.

PrimeRates
WE MAKE THE INTROS,
YOU REAP THE BENEFITS

We always present “the best
you” to our lending partners.

PrimeRates
YOU PICK YOUR RATE,
YOUR PRIME RATE

Compare offers you prequalify
for and pick the one that
interests you.

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PERSONAL LOANS

Whether you’re consolidating other loans or planning a big purchase, we’ll help you find a loan that fits your budget.

Enter your criteria like loan amount, zip code and credit quality and get a list of lenders that meet your criteria. Or, fill out basic information about yourself and see what personal loans you prequalify for.

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CREDIT CARDS

The right credit card can save you interest or earn you great rewards. We’ll show you offers from leading issuers and make it easy to apply.

Credit cards for Bad Credit
No Credit History
Fair Credit
Best Credit Cards
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Latest News and Advice

Infographic: What's the difference between a soft credit inquiry and a hard credit inquiry?

Infographic: What's the difference between a soft credit inquiry and a hard credit inquiry?

You may know that lenders often "pull your credit" when considering you as an applicant. But did you know that there are two types of credit inquiries — a soft credit inquiry and a hard credit...

Read more

What documents are required to apply for a personal loan?

What documents are required to apply for a personal loan?

In recent years, a growing number of borrowers have turned to personal loans to consolidate debt or help fund a major purchase. Fortunately, if you want to apply for a personal loan, it's typically...

Read more

Should you use a personal loan for replacement windows and doors?

Should you use a personal loan for replacement windows and doors?

If you have leaky windows or drafty doors, you might consider taking out a personal loan to fund replacement of these key home features. However, before you sign on the dotted line, it’s...

Read more

About PrimeRates

Comparing rates and fees on loans and credit cards can be frustrating. How can you be sure you’ll get the rate, payments or terms shown? PrimeRates is changing that. We’ll help you prequalify with our lender partners, ensuring that the rates you see are the rates you’re more likely to get.

We’re redefining what the prime rate means. On Wall Street, the prime rate generally refers to the rate that a bank charges their best customers – usually big companies with deep pockets. But on Main Street, where customers really borrow, we think everyone deserves their best rate – their own prime rate. While the best rate for consumers is almost never as low as the Wall Street prime rate, that doesn’t mean you shouldn’t get the best rate possible.

Compare Rates Customized for You

Enter some basic information, specify your criteria, and get rates tailored for your profile.
Easily compare rates from multiple lenders and apply for the one that’s right for you!

PERSONAL LOANSCREDIT CARDS

Our Partners

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ADVERTISER DISCLOSURE
The offers that appear on this site are from third party advertisers from which PrimeRates receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). PrimeRates strives to provide a wide array of offers, but our offers do not represent all financial services companies or products.