Unlike a lot of other lenders, Avant offers personal loans to consumers with credit scores that are well below average. Many borrowers use Avant loans to consolidate their debts, although the company also promotes loans to cover emergencies and pay for home improvement projects. ... read more
Payoff is headquartered in Costa Mesa, California, where it has a friendly staff available during business hours to chat, answer phone calls and respond to emails. The company doesn't see themselves as just another lender. Payoff offers science-based quizzes and assessments to better understand your current financial health. Its Member Advocates then customize their guidance for your unique situation in order to help you get out of debt and reach read more
Atlanta-based LendingPoint opened its doors to the state of Georgia in 2014. Immediately, it stood out as the lender who wanted to say “yes.” LendingPoint not only considers your credit score, but they also factor in your education, earning potential and general creditworthiness when reviewing your loan application. ... read more
In 2016, Upgrade, Inc. was founded by a team of financial experts, including the two co-founders of Lending Club, a leader in consumer lending. With years of experience behind them, this team came to realize that personal loans were unnecessarily burdensome – and for many, just plain hard to get. For that reason, Upgrade designed its loans to be affordable and accessible to a wide range of people. ... read more
Founded in 2011 by four former Stanford University college students, SoFi started out by focusing on refinancing student loans. But now it's one of the largest online fintech lenders in the United States. ... read more