Personal Loans

What documents are required to apply for a personal loan?

July 20th, 2018 By Chris Kissell

In recent years, a growing number of borrowers have turned to personal loans to consolidate debt or help fund a major purchase. Fortunately, if you want to apply for a personal loan, it's typically less of a hassle than qualifying for other types of loans. … What documents are required to apply for a personal loan?Read More » read more

Personal Loans

5 tips to avoid personal loan denial

June 1st, 2018 By Lucy Lazarony

We get it — you want to apply for a personal loan, but you don't want to receive the dreaded personal loan denial. … 5 tips to avoid personal loan denialRead More » read more

Personal Loans

Q&A with Ryan Law: The basics of unsecured loans

May 24th, 2018 By Offain Gunasekara

Unsecured loans can be used for nearly any purpose. These financial tools allow you to consolidate debt or even fund a vacation. But it's important to understand the basics of unsecured loans, and the pros and cons, before you borrow. … Q&A with Ryan Law: The basics of unsecured loansRead More » read more

Personal Loans

Payday Loans vs. Car Title Loans

May 21st, 2018 By John Egan

Payday loans and car-title loans aren’t just potentially hazardous to your financial health. They also might harm your physical health. … Payday Loans vs. Car Title LoansRead More » read more

Personal Loans

Q&A with Harold Weston: The difference between secured and unsecured loans

May 17th, 2018 By Offain Gunasekara

If you're looking to borrow money, you'll find that loans fall into two categories: secured and unsecured loans. And understanding the differences between these two types of loans can help you determine which is best for your situation. … Q&A with Harold Weston: The difference between secured and unsecured loansRead More » read more

Personal Loans

New Upgrade Personal Credit Line Acts Like a Personal Loan and a Credit Card

May 10th, 2018 By John Egan

However, some consumers might find that the new offering from Upgrade Inc. comes with a steep interest rate - as high as 35.89%. In a news release, Upgrade says its new "personal line of credit" features the low cost, fixed rate and fixed monthly payment of a personal loan with the flexibility of credit lines available through a credit card. How does the personal credit line from Upgrade work? … read more

Personal Loans

5 Reasons For Taking Out a Personal Loan

May 4th, 2018 By John Egan

Many of us don’t have piles of extra cash sitting around. In fact, surveys show that more than half of Americans have less than $1,000 in their piggy banks. … 5 Reasons For Taking Out a Personal LoanRead More » read more

home improvement loan to increase home value

Personal Loans

5 Ways a Home Improvement Loan Can Help Increase Home Value Before You Sell

April 27th, 2018 By Laura Adams

When it’s time to sell your home, setting the right price is key. Ask too much and you’re sure to alienate potential buyers and endure a long listing period. Ask too little and you’ll needlessly leave money on the closing table. Neither option sounds good. … 5 Ways a Home Improvement Loan Can Help Increase Home Value Before You SellRead More » read more

using a personal loan to finance "wants"

Personal Loans

Using personal loans to finance “wants”: Is it a good idea?

April 26th, 2018 By Chris Kissell

If you dream of vacationing on an exotic island – or have visions of a glorious kitchen remodel – you might be tempted to take out a personal loan to turn those fantasies into reality. … Using personal loans to finance “wants”: Is it a good idea?Read More » read more

Budget

3 last-minute tax savings strategies

April 10th, 2018 By Mitch Strohm

You certainly aren't alone if you're rushing to file your tax return and looking for some last-minute tax savings strategies. … 3 last-minute tax savings strategiesRead More » read more