The U.S. prime rate is set to hold at 6.75 percent as markets price a fifth straight Fed hold on July 29, 2026. Here is what a pause means for your debt and savings.

Brent crude topped $100 and the 10-year Treasury yield hit its highest since January 2025, lifting September Fed rate-hike odds to about 82% as prime holds at 6.75%.

Treasury's 20-year bond auction stopped at 5.163% on July 22, 2026, the highest of the year and up from 4.927% in June, days before the July 29 Fed decision.

The average interest rate on U.S. Treasury debt climbed to 3.41% in June 2026, the highest since 2009, pushing gross interest costs past $1.05 trillion this fiscal year.

The 10-year Treasury yield settled at 4.55% on July 17, 2026. Here is what the benchmark is, what moves it, and how it sets your mortgage and loan rates.

The Fed entered its communications blackout ahead of the July 28 to 29 meeting, with markets pricing about an 87% chance of a rate hold at 3.50% to 3.75% on July 29.

The U.S. national debt closed above $39.5 trillion for the first time on July 16, 2026, finishing at $39.519 trillion after adding $510 billion in 59 days.

The two-year Treasury yield fell to 4.13% after June CPI and PPI cooled, trimming the odds of a July Fed rate hike. Here is what lower yields mean for your money.

The June Producer Price Index fell 0.3% as gasoline sank 12%, the first monthly drop of 2026, sharpening the debate over the Fed's July rate decision.