Offain Gunasekara, Author at PrimeRates

Articles by Offain Gunasekara

Personal Loans

Q&A with Ryan Law: The basics of unsecured loans

May 24th, 2018 By Offain Gunasekara

Unsecured loans can be used for nearly any purpose. These financial tools allow you to consolidate debt or even fund a vacation. But it's important to understand the basics of unsecured loans, and the pros and cons, before you borrow. … Q&A with Ryan Law: The basics of unsecured loansRead More » read more

Personal Loans

Q&A with Harold Weston: The difference between secured and unsecured loans

May 17th, 2018 By Offain Gunasekara

If you're looking to borrow money, you'll find that loans fall into two categories: secured and unsecured loans. And understanding the differences between these two types of loans can help you determine which is best for your situation. … Q&A with Harold Weston: The difference between secured and unsecured loansRead More » read more

Credit Cards

Q&A with Neal Roese: Dealing with credit card debt

April 18th, 2018 By Offain Gunasekara

If you're dealing with credit card debt, and paying high interest on it, you're certainly in good company. … Q&A with Neal Roese: Dealing with credit card debtRead More » read more

Personal Loans

Q&A with Constantine Yannelis: Should you get a personal loan or line of credit?

March 28th, 2018 By Offain Gunasekara

No matter how disciplined and budget savvy you are, life can throw you a curveball and derail your financial plans. And it might leave you wondering whether you need a personal loan or line of credit. … Q&A with Constantine Yannelis: Should you get a personal loan or line of credit?Read More » read more

Credit Cards

Q&A with Grinstein-Weiss and Despard: Credit card pre-approval letters and credit score

March 21st, 2018 By Offain Gunasekara

Credit card pre-approval letters can certainly fill up your mailbox — and your recycling bin. But what if you're interested in applying for one of these card offers? … Q&A with Grinstein-Weiss and Despard: Credit card pre-approval letters and credit scoreRead More » read more

Credit History

Q&A with Madhavi Venkatesan: How to help kids build credit

March 14th, 2018 By Offain Gunasekara

It's crucial to start thinking about how to help kids build credit early on in their lives. … Q&A with Madhavi Venkatesan: How to help kids build creditRead More » read more

Personal Loans

Q&A with Robert Hartwig: Navigating personal loans and credit

March 1st, 2018 By Offain Gunasekara

If you're shopping for a personal loan, you've likely been shuffling through lender-to-lender comparisons and trying to decipher financial jargon. We get it — it's a daunting task. But with so many lenders in the market, it's crucial to understand everything that's involved in obtaining a loan. And understanding how personal loans and credit work together is one of those things. … Q&A with Robert Hartwig: Navigating personal loans and read more

Budget

Q&A with Preston D. Cherry: Using small-win financial goals to achieve big outcomes

February 23rd, 2018 By Offain Gunasekara

When it comes to achieving long-term goals for our personal finances, it can sometimes be difficult to see the end outcome. And figuring out what steps to take in order to reach that goal can be somewhat mind numbing. But according to our expert guest, Preston D. Cherry, using small-win financial goals may help us to hit the bigger ones. … Q&A with Preston D. Cherry: Using small-win financial goals read more

Budget

Q&A with Abed G. Rabbani: Setting realistic financial goals

February 20th, 2018 By Offain Gunasekara

We're not yet too far into 2018 to set resolutions. And one that's often overlooked is arguably one of the most important — setting realistic financial goals. … Q&A with Abed G. Rabbani: Setting realistic financial goalsRead More » read more