personal loans

man making personal loan payments

What if you can’t make your personal loan payments?

Many people turn to personal loans when they need a fresh injection of cash. Such loans can be used to fund a home repair, or to pay off credit card debt. But it is easy to fall behind on personal loan payments. And if that happens, you might end up in a tough spot, says Michael Bovee, founder of Consumer Recovery Network, an organization that helps people manage their debt. …

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benefits of debt consolidation

3 big benefits of debt consolidation

Debt consolidation allows you to roll multiple account balances into a single debt. That leaves you with one big payment instead of multiple. The hope is that it will make your debt easier to manage, and help you to pay off your debt more quickly. But those are just a couple of the potential upsides. In fact, there are probably more benefits of debt consolidation than you realize. …

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Holiday budget

5 great tips for creating a holiday budget

Kids get older and families get bigger, but your holiday budget can’t keep up with the growing demands. According to the American Research Group, Americans plan to spend an average of $983 on gifts alone during the 2017 holiday season. That’s up 6% from 2016 and an increase of nearly $400 from 20 years ago. …

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Piggy bank, how to save money without noticing

How to save money without even noticing

Spending can quickly spiral out of control. That’s the power of high-limit credit cards and zero-interest payment plans on personal loans. Before you know it, you have a house full of new furniture and ticket stubs from over a dozen concerts. While it was all worth it at the time, you weren’t thinking about how to save money.

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