Cards for Fair Credit

While there’s no single definition of fair or average credit, most consumers have scores between 630-680. And consumers with scores in the upper 600s can usually qualify for cards with rewards and avoid the hassle of a security deposit. Even offers without annual fees are often within reach. Below are popular offers from our partners for consumers with fair or average credit.
OfferRegular APRAnnual FeeCard IssuerCredit Needed
Credit One Bank® Cash Back Credit CardCredit One Bank® Cash Back Credit Card16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Fair
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
2
Credit One Bank® Platinum Credit Card with RewardsCredit One Bank® Platinum Credit Card with Rewards16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Fair
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
1
Credit One Bank® Platinum Visa®Credit One Bank® Platinum Visa®16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Fair
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
8
Credit One Bank® Platinum Visa® for Building CreditCredit One Bank® Platinum Visa® for Building Credit16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Fair
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
11
Credit One Bank® Unsecured Visa® - No Deposit RequiredCredit One Bank® Unsecured Visa® - No Deposit Required16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Fair
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
12
Credit One Bank® Unsecured Visa® Credit CardCredit One Bank® Unsecured Visa® Credit Card16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Fair
  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You’ll also receive free online access to your credit score and credit report summary from Experian.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically get 1% cash back on eligible purchases, terms apply.
  • Choose your monthly payment due date for added convenience, terms apply.
4
First Access Visa® CardFirst Access Visa® CardSee TermsApply NowSee TermsMid America Bank & Trust CompanyFair/Bad
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC
15
Indigo® Mastercard® with Fast Pre-qualificationIndigo® Mastercard® with Fast Pre-qualification23.9%Apply Now$0 - $99Genesis FS Card ServiceFair/Good
  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
3
Indigo® Platinum Mastercard®Indigo® Platinum Mastercard®23.9%Apply Now$0 - $99Genesis FS Card ServiceFair/Good
  • Simple and fast application process
  • Don't have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
10
Indigo® Platinum Mastercard® Credit CardIndigo® Platinum Mastercard® Credit Card23.9%Apply Now$0 - $99Genesis FS Card ServiceFair/Good
  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
5
Indigo® Unsecured Mastercard®Indigo® Unsecured Mastercard®23.9%Apply Now$0 - $99Genesis FS Card ServiceFair/Good
  • Pre-qualify today without an impact on your credit score
  • Helping consumers with limited or damaged credit make a fresh start for over 12 years
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
9
Indigo® Unsecured Mastercard® - Prior Bankruptcy is OkayIndigo® Unsecured Mastercard® - Prior Bankruptcy is Okay23.9%Apply Now$0 - $99Genesis FS Card ServiceFair/Good
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
16
Milestone Gold Mastercard®Milestone Gold Mastercard®23.9%Apply Now$35 - $99*Genesis FS Card ServiceFair/Good
  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
7
Milestone® Mastercard® - Mobile Access to Your AccountMilestone® Mastercard® - Mobile Access to Your Account23.9%Apply Now$35 - $99*Genesis FS Card ServiceFair/Good
  • Instant pre-qualification is available for those who qualify
  • Don't have perfect credit? No problem!
  • Mobile friendly online access from anywhere
  • Pick from multiple card designs at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
17
Milestone® Mastercard® with Free Choice of Card ImageMilestone® Mastercard® with Free Choice of Card Image23.9%Apply Now$35 - $99*Genesis FS Card ServiceFair/Good
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
13
NASCAR® Credit Card from Credit One Bank®NASCAR® Credit Card from Credit One Bank®17.40% - 24.90% VariableApply Now$0 - $99Credit One Bank®Fair
  • 1% cash back on eligible purchases, terms apply
  • Double cash back at the NASCAR.com Superstore
  • Access to exclusive offers and discounts from NASCAR partners
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges
  • Stay in-the-know with customizable account alerts via email and text
  • Monitor your credit with free online access to your credit score
6
Total Visa® CardTotal Visa® CardSee Terms*Apply NowSee Terms*Mid America Bank & Trust CompanyFair/Bad Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
14
OfferRegular APRAnnual FeeCard IssuerCredit Needed
Credit One Bank® Cash Back Credit CardCredit One Bank® Cash Back Credit Card16.99% - 24.99% Variable$0 - $99Credit One Bank®FairApply Now
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
2
Credit One Bank® Platinum Credit Card with RewardsCredit One Bank® Platinum Credit Card with Rewards16.99% - 24.99% Variable$0 - $99Credit One Bank®FairApply Now
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
1
Credit One Bank® Platinum Visa®Credit One Bank® Platinum Visa®16.99% - 24.99% Variable$0 - $99Credit One Bank®FairApply Now
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
8
Credit One Bank® Platinum Visa® for Building CreditCredit One Bank® Platinum Visa® for Building Credit16.99% - 24.99% Variable$0 - $99Credit One Bank®FairApply Now
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
11
Credit One Bank® Unsecured Visa® - No Deposit RequiredCredit One Bank® Unsecured Visa® - No Deposit Required16.99% - 24.99% Variable$0 - $99Credit One Bank®FairApply Now
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
12
Credit One Bank® Unsecured Visa® Credit CardCredit One Bank® Unsecured Visa® Credit Card16.99% - 24.99% Variable$0 - $99Credit One Bank®FairApply Now
  • Interested in growing or rebuilding your credit? We report monthly payment activity to all three major credit bureaus to help keep your credit score up-to-date. You’ll also receive free online access to your credit score and credit report summary from Experian.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically get 1% cash back on eligible purchases, terms apply.
  • Choose your monthly payment due date for added convenience, terms apply.
4
First Access Visa® CardFirst Access Visa® CardSee TermsSee TermsMid America Bank & Trust CompanyFair/BadApply Now
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC
15
Indigo® Mastercard® with Fast Pre-qualificationIndigo® Mastercard® with Fast Pre-qualification23.9%$0 - $99Genesis FS Card ServiceFair/GoodApply Now
  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
3
Indigo® Platinum Mastercard®Indigo® Platinum Mastercard®23.9%$0 - $99Genesis FS Card ServiceFair/GoodApply Now
  • Simple and fast application process
  • Don't have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
10
Indigo® Platinum Mastercard® Credit CardIndigo® Platinum Mastercard® Credit Card23.9%$0 - $99Genesis FS Card ServiceFair/GoodApply Now
  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
5
Indigo® Unsecured Mastercard®Indigo® Unsecured Mastercard®23.9%$0 - $99Genesis FS Card ServiceFair/GoodApply Now
  • Pre-qualify today without an impact on your credit score
  • Helping consumers with limited or damaged credit make a fresh start for over 12 years
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
9
Indigo® Unsecured Mastercard® - Prior Bankruptcy is OkayIndigo® Unsecured Mastercard® - Prior Bankruptcy is Okay23.9%$0 - $99Genesis FS Card ServiceFair/GoodApply Now
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
16
Milestone Gold Mastercard®Milestone Gold Mastercard®23.9%$35 - $99*Genesis FS Card ServiceFair/GoodApply Now
  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
7
Milestone® Mastercard® - Mobile Access to Your AccountMilestone® Mastercard® - Mobile Access to Your Account23.9%$35 - $99*Genesis FS Card ServiceFair/GoodApply Now
  • Instant pre-qualification is available for those who qualify
  • Don't have perfect credit? No problem!
  • Mobile friendly online access from anywhere
  • Pick from multiple card designs at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
17
Milestone® Mastercard® with Free Choice of Card ImageMilestone® Mastercard® with Free Choice of Card Image23.9%$35 - $99*Genesis FS Card ServiceFair/GoodApply Now
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
13
NASCAR® Credit Card from Credit One Bank®NASCAR® Credit Card from Credit One Bank®17.40% - 24.90% Variable$0 - $99Credit One Bank®FairApply Now
  • 1% cash back on eligible purchases, terms apply
  • Double cash back at the NASCAR.com Superstore
  • Access to exclusive offers and discounts from NASCAR partners
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges
  • Stay in-the-know with customizable account alerts via email and text
  • Monitor your credit with free online access to your credit score
6
Total Visa® CardTotal Visa® CardSee Terms*See Terms*Mid America Bank & Trust CompanyFair/Bad CreditApply Now
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
14
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