Cards for Bad Credit

Even if you have bad credit, there are still plenty of options available.  And the right credit card, used wisely and making on-time payments, can help you help you build or rebuild credit.  Below are popular offers from our partners.  Most require some deposit and charge an annual fee, so be sure to read carefully before applying.

OfferRegular APRAnnual FeeCard IssuerCredit Needed
Credit One Bank® Platinum Credit Card with RewardsCredit One Bank® Platinum Credit Card with Rewards16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Poor
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
4
Credit One Bank® Platinum Visa®Credit One Bank® Platinum Visa®16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Poor
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
6
Credit One Bank® Unsecured Platinum Visa®Credit One Bank® Unsecured Platinum Visa®16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Poor
  • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.
  • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
  • Eligible purchases will automatically get you 1% cash back, terms apply.
  • This is a fully functional, unsecured credit card—not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Enjoy peace of mind with $0 Fraud Liability
  • Email and text alerts remind you when your bill is due, your payment posts, or your available credit is running low
8
Credit One Bank® Unsecured Visa® for Rebuilding CreditCredit One Bank® Unsecured Visa® for Rebuilding Credit16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Poor
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
11
Credit One Bank® Unsecured Visa® with Online Credit Score Tracking IncludedCredit One Bank® Unsecured Visa® with Online Credit Score Tracking Included16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Poor
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
  • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
  • Show off your style with a premium card design, a fee may apply.
14
Credit One Bank® Visa® Credit Card with 1% Cash BackCredit One Bank® Visa® Credit Card with 1% Cash Back16.99% - 24.99% VariableApply Now$0 - $99Credit One Bank®Poor
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
9
First Access Visa® CardFirst Access Visa® CardSee TermsApply NowSee TermsMid America Bank & Trust CompanyFair/Bad
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC
15
Indigo® Mastercard® for Less than Perfect CreditIndigo® Mastercard® for Less than Perfect Credit23.9%Apply Now$0 - $99Genesis FS Card ServiceBad/Poor
  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
5
Milestone® Mastercard® - Bad Credit ConsideredMilestone® Mastercard® - Bad Credit Considered23.9%Apply Now$35 - $99*Genesis FS Card ServicePoor/Bad
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
3
Milestone® Mastercard® - Unsecured For Less Than Perfect CreditMilestone® Mastercard® - Unsecured For Less Than Perfect Credit23.9%Apply Now$35 - $99*Genesis FS Card ServicePoor/Bad
  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
2
Official NASCAR® Credit Card from Credit One Bank®Official NASCAR® Credit Card from Credit One Bank®17.40% - 24.90% VariableApply Now$0 - $99Credit One Bank®Bad/Poor
  • 1% cash back on eligible purchases, terms apply
  • Double cash back at the NASCAR.com Superstore
  • Access to exclusive offers and discounts from NASCAR partners
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges
  • Stay in-the-know with customizable account alerts via email and text
  • Monitor your credit with free online access to your credit score
13
Total Visa® CardTotal Visa® CardSee Terms*Apply NowSee Terms*Mid America Bank & Trust CompanyFair/Bad Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
14
OfferRegular APRAnnual FeeCard IssuerCredit Needed
Credit One Bank® Platinum Credit Card with RewardsCredit One Bank® Platinum Credit Card with Rewards16.99% - 24.99% Variable$0 - $99Credit One Bank®PoorApply Now
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
4
Credit One Bank® Platinum Visa®Credit One Bank® Platinum Visa®16.99% - 24.99% Variable$0 - $99Credit One Bank®PoorApply Now
  • Receive 1% cash back on eligible purchases, terms apply
  • Make paying your bill easier with the ability to choose your payment date. Terms apply.
  • See if you Pre-Qualify without harming your credit score
  • Zero fraud liability protects you from unauthorized charges
  • Monitor your credit with free online access to your credit score
  • Show off your style with a premium card design, a fee may apply
  • Receive opportunities for credit line increases, a fee may apply
  • Email or text alerts to remind you when your payment is due
6
Credit One Bank® Unsecured Platinum Visa®Credit One Bank® Unsecured Platinum Visa®16.99% - 24.99% Variable$0 - $99Credit One Bank®PoorApply Now
  • Credit One Bank automatically monitors every account for credit line increase opportunities each month. We'll let you know as soon as you're eligible for a higher credit line. A fee may apply.
  • See if you Pre-Qualify without harming your credit score. Find the card that's right for you in less than 60 seconds.
  • Eligible purchases will automatically get you 1% cash back, terms apply.
  • This is a fully functional, unsecured credit card—not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Enjoy peace of mind with $0 Fraud Liability
  • Email and text alerts remind you when your bill is due, your payment posts, or your available credit is running low
8
Credit One Bank® Unsecured Visa® for Rebuilding CreditCredit One Bank® Unsecured Visa® for Rebuilding Credit16.99% - 24.99% Variable$0 - $99Credit One Bank®PoorApply Now
  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on eligible purchases, terms apply
  • No deposit requirements and opportunities to build your credit
  • Enjoy the flexibility to choose your payment due date. Terms apply.
  • Receive opportunities for credit line increases, a fee may apply
11
Credit One Bank® Unsecured Visa® with Online Credit Score Tracking IncludedCredit One Bank® Unsecured Visa® with Online Credit Score Tracking Included16.99% - 24.99% Variable$0 - $99Credit One Bank®PoorApply Now
  • No security deposit required. Get a 100% unsecured card that can help grow and build credit.
  • Focused on growing or rebuilding your credit? We report account activity to all three major credit bureaus each month to help keep your credit score up-to-date.
  • Find out if you're Pre-Qualified without harming your credit score. It's fast, easy, and secure.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
  • Get 1% cash back on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
  • Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge
  • Stay in-the-know about your account with custom email and text alerts that remind you of your payment due date, notify you when a payment posts, or warn you if your available credit runs low
  • Show off your style with a premium card design, a fee may apply.
14
Credit One Bank® Visa® Credit Card with 1% Cash BackCredit One Bank® Visa® Credit Card with 1% Cash Back16.99% - 24.99% Variable$0 - $99Credit One Bank®PoorApply Now
  • This unsecured card requires no deposit and can help build your credit
  • Receive opportunities for credit line increases, a fee may apply
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your credit score
9
First Access Visa® CardFirst Access Visa® CardSee TermsSee TermsMid America Bank & Trust CompanyFair/BadApply Now
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC
15
Indigo® Mastercard® for Less than Perfect CreditIndigo® Mastercard® for Less than Perfect Credit23.9%$0 - $99Genesis FS Card ServiceBad/PoorApply Now
  • Pre-qualify for a card today and it will not impact your credit score
  • All credit histories considered
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
5
Milestone® Mastercard® - Bad Credit ConsideredMilestone® Mastercard® - Bad Credit Considered23.9%$35 - $99*Genesis FS Card ServicePoor/BadApply Now
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
3
Milestone® Mastercard® - Unsecured For Less Than Perfect CreditMilestone® Mastercard® - Unsecured For Less Than Perfect Credit23.9%$35 - $99*Genesis FS Card ServicePoor/BadApply Now
  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
2
Official NASCAR® Credit Card from Credit One Bank®Official NASCAR® Credit Card from Credit One Bank®17.40% - 24.90% Variable$0 - $99Credit One Bank®Bad/PoorApply Now
  • 1% cash back on eligible purchases, terms apply
  • Double cash back at the NASCAR.com Superstore
  • Access to exclusive offers and discounts from NASCAR partners
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges
  • Stay in-the-know with customizable account alerts via email and text
  • Monitor your credit with free online access to your credit score
13
Total Visa® CardTotal Visa® CardSee Terms*See Terms*Mid America Bank & Trust CompanyFair/Bad CreditApply Now
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
14
How to get a credit card for bad credit.

How to get a credit card for bad credit

Wondering how to get a credit card for bad credit? A number of card issuers are offering great options. Here's how to land a card that fits your situation.
CONTINUE READING
How to get a credit card for bad credit.

How to get a credit card for bad credit

Wondering how to get a credit card for bad credit? A number of card issuers are offering great options. Here's how to land a card that fits your situation.
CONTINUE READING
ADVERTISER DISCLOSURE: The offers that appear on this site are from third party advertisers from which PrimeRates receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). PrimeRates strives to provide a wide array of offers, but our offers do not represent all financial services companies or products.